Let us help you to help your clients. 

We are the industry leader in the creation, development, and management of Pay-As-You-Go tools, offering a full range of services. 3C Insurance is the only firm specializing in the delivery of Pay-As-You-Go to insurance carriers and agents.

What is Pay-As-You-Go?

A Pay-As-You-Go program for workers’ compensation insurance is a simple, effective and convenient way for policyholders to pay insurance premiums.  Traditional payment programs require large up-front premium deposits and payments are based on estimated payroll.  A year-end audit using actual payrolls may determine a policyholder paid far too little or too much premium. 

 With Pay-As-You-Go, premium payments are based on actual payroll data calculated and collected every time the policyholder processes a payroll.  There is no a large up-front deposit. Final audit impact is minimized because premium collected was based on actual payrolls

The elimination of a large, up-front deposit helps maintain the cash flow of a small business. 

Accurate weekly reporting means no surprises at final audit.

Renewals become almost invisible.